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Insurance Broker/Agent
28 years of experience
License No. 0649378 Since 1982
14541 Brookhurst Street, Ste. C-1
Westminster, CA 92683
  Phone: (714) 531-3637
  Mobile: (714) 553-2404
  Fax: (714) 531-3633
  Email: johnlpham@yahoo.com

Overview
 
 
Designed for the international traveler
There are two Patriot products available to meet your needs and provide up to $2,000,000 of medical coverage.
 
Patriot International® for U.S. Citizens
Patriot International provides coverage for U.S. citizens traveling abroad for a minimum of 5 days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
 
    Brochure and Application Form
  Quote / Buy Online
  View All Premium Rates
  Contact Us
 
 
Patriot America® for Non U.S. Citizens
Patriot America provides coverage for non-US citizens traveling outside their home country for a minimum of 5 days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
 
  Brochure and Application Form
  Quote / Buy Online
  View All Premium Rates
  Contact Us
Individual Long Term Travel Medical Insurance
 
Global Medical Insurance® - Global Medical Insurance is long-term, annually-renewable medical insurance that provides worldwide coverage to individuals and families of all nationalities. This is an ideal plan for those who need a full range of medical benefits. You have a choice of three plan options: Silver, Gold and Platinum. You also have A choice of two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

  Brochure
  Application Form
  Quote / Buy Online

 
Short Term Travel Coverage
Patriot Travel Medical Insurance
 
  Patriot Travel Medical Insurance (short term medical coverage) - The Patriot products address the medical insurance needs of US citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country for a minimum of 5 days up to a maximum of two years. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.

  Brochure and Application Form
  Quote / Buy Online

 
Trip Cancellation Programs
 
Patriot T.R.I.P.® "Lite"
Coverage for trip cancellation, travel delays, and baggage delays. Program only available with Patriot Travel Medical Insurance or Global Medical Insurance.
 
IMG recommends trip cancellation programs from iTravelInsured® through membership in National Small Business Travel & Health Association (NSBTHA):
  Patriot T.R.I.P.®
  Patriot T.R.I.P. "Lite"®
  Patriot T.R.I.P. Elite®
  Patriot T.R.I.P. Student®
 
PROGRAM COST
 
• Patriot T.R.I.P. "Lite"®
The total cost of trip for all travelers multiplied by the program factor .0452
 
SAMPLE RATE CALCULATION
Factor X Total Cost of trip for all travelers = Trip Insurance Premium
.0452 X $5,000 = $226.00
 
• Patriot T.R.I.P.®
The program cost for each individual is determined by first calculating the individual's age by subtracting his or her birth year from the current year. The individual's trip cost is then multiplied by the factor for the appropriate age range as shown in the table below.
 
Age Range 0 - 49 50 - 59 60 - 69 70+
Factor .0400 .0549 .0698 .1015
 
• Patriot T.R.I.P.® Elite
The program cost for each individual is determined by first calculating the individual's age by subtracting his or her birth year from the current year. The individual's trip cost is then multiplied by the factor for the appropriate age range as shown in the table below.
 
Age Range 0 - 49 50 - 59 60 - 69 70+
Factor .0504 .0691 .0876 .1272
 
• Patriot T.R.I.P.® Student
The travel insurance program cost for each student is calculated by multiplying the program factor by the total trip cost thus giving you the trip insurance premium. Please see the sample rate calculation below.
 
Age Range 0 - 25
Factor .0253
 
This program is available to any student under age 26 and enrolled in school or summer camp.
 
SAMPLE RATE CALCULATION
Factor X Total Trip Cost = Trip Insurance Premium
.0253 X $1000 = $25.30