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Insurance Broker/Agent |
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28 years of experience |
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License No. 0649378 Since 1982 |
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| 14541 Brookhurst Street, Ste. C-1 |
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Westminster, CA 92683  |
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Phone: (714) 531-3637 |
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Mobile: (714) 553-2404 |
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Fax: (714) 531-3633 |
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Email: johnlpham@yahoo.com |
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If you died today, how could you fund your family's future? |
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Get Affordable 10 Year, 20 Year, 30 Year Term Life Coverage |
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Contract |
Base |
| Issue ages |
18 to 65 (18 to 50 for 30 Year Term policy) |
| Minimum death benefit |
$250,000 |
| Maximum death benefit |
$5 million |
| Renew-ability |
After the guaranteed term period ends, you may renew your term insurance annually until you reach age 95. |
| Premium payment options |
You can pay monthly, quarterly, semiannually, or annually. |
| Conversion
option |
You may convert your term policy without proof of insurability to an approved Allianz life insurance policy (subject to product availability) as follows:
- 10 Year Term policies may be converted during the first eight policy years or to age 71, whichever is earlier.
- 20 Year Term policies may be converted during the first 16 policy years or up to age 71, whichever is earlier.
- 30 Year Term policies may be converted during the first 24 policy years or up to age 71, whichever is earlier.
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| Terminal Illness Accelerated Benefit |
If you are diagnosed with a terminal illness that results in a life expectancy of 12 months or less, you may choose to take an early payout of your policy's death benefit (up to $1 million). An accelerated benefit payment to you will be discounted for one half year's interest at an annual rate equal to the prime rate. There is no monthly charge for this benefit; you will incur costs only if you use this benefit. |
| Waiver of Premium Rider |
- With this option, if you become totally disabled, we will waive your premium payment until you recover.
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| Payout in an income stream |
If your beneficiary chooses to take the policy's proceeds over a period of 10 years or longer, the deathbenefit will be increased 10%. |
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| Policies issued by |
| Allianz Life Insurance Company of North America. |
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| Guarantees are backed by the financial strength and claims-paying ability of |
| Allianz Life Insurance Company of North America |
| P.O. Box 59060 |
| MINNEAPOLIS, MN 55459-0060 |
| (800) 950-7372 |
| www.allianzlife.com |
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| GET AFFORDABLE TERM LIFE COVERAGE! |
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