Insurance Broker/Agent
28 years of experience
License No. 0649378 Since 1982

14541 Brookhurst Street, Ste. C-1
Westminster, CA 92683
  Phone: (714) 531-3637
  Mobile: (714) 553-2404
  Fax: (714) 531-3633
  Email: johnlpham@yahoo.com
 

 

 

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    10 Year Term Life
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Consumer Brochure

 
 
 
Allianz Term Life
Homepage |  Product Information |  Overview |  Consumer Brochure
 
 If you died today, how could you fund your family's future?
 
 
       Get Affordable 10 Year, 20 Year, 30 Year Term Life Coverage
 
 
Contract Base
Issue ages 18 to 65 (18 to 50 for 30 Year Term policy)
Minimum death benefit $250,000
Maximum death benefit $5 million
Renew-ability After the guaranteed term period ends, you may renew your term insurance annually until you reach age 95.
Premium payment options You can pay monthly, quarterly, semiannually, or annually.
Conversion option You may convert your term policy without proof of insurability to an approved Allianz life insurance policy (subject to product availability) as follows:
  • 10 Year Term policies may be converted during the first eight policy years or to age 71, whichever is earlier.
  • 20 Year Term policies may be converted during the first 16 policy years or up to age 71, whichever is earlier.
  • 30 Year Term policies may be converted during the first 24 policy years or up to age 71, whichever is earlier.
Terminal Illness Accelerated Benefit If you are diagnosed with a terminal illness that results in a life expectancy of 12 months or less, you may choose to take an early payout of your policy's death benefit (up to $1 million). An accelerated benefit payment to you will be discounted for one half year's interest at an annual rate equal to the prime rate. There is no monthly charge for this benefit; you will incur costs only if you use this benefit.
Waiver of Premium Rider
  • With this option, if you become totally disabled, we will waive your premium payment until you recover.
Payout in an income stream If your beneficiary chooses to take the policy's proceeds over a period of 10 years or longer, the deathbenefit will be increased 10%.
 
 
Policies issued by
Allianz Life Insurance Company of North America.
 
Guarantees are backed by the financial strength and claims-paying ability of
Allianz Life Insurance Company of North America
P.O. Box 59060
MINNEAPOLIS, MN 55459-0060
(800) 950-7372
www.allianzlife.com
 
GET AFFORDABLE TERM LIFE COVERAGE!
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